Desh me berojgari ko kam karne aur yuvao ko self-employed banane ke liye Kendra aur Rajya Sarkar ne milkar CMDES Scheme shuru ki hai. Iska pura naam Chief Minister’s Entrepreneurship Development Scheme hai. Agar aap apna khud ka business, dukaan ya factory kholna chahte hai to Sarkar aapko is yojana me 10 Lakh tak ka loan aur 35% tak subsidy degi.
Ye scheme ab myScheme.gov.in par live ho gayi hai, jaha se aap seedha apply kar sakte hai.
CMDES Scheme Kya Hai?
CMDES ek Credit Linked Subsidy Scheme hai. Iska maksad gaon aur sheher ke yuvao ko apna khud ka Micro aur Small Business shuru karne ke liye paise dena hai. Isme aapko Manufacturing ke liye 10 Lakh tak aur Service / Business ke liye 5 Lakh tak ka loan milta hai.
Sabse badi baat – Isme aapko loan ke upar Sarkar Subsidy (Maaf) bhi degi, jo aapko wapas nahi karna hai.
CMDES Scheme Me Kitni Subsidy Milegi?
Sarkar ne isme category ke hisab se subsidy rakhi hai:
- General Category (Sheher): 15% Subsidy
- General Category (Gaon): 25% Subsidy
- SC / ST / OBC / Mahila / Divyang (Sheher): 25% Subsidy
- SC / ST / OBC / Mahila / Divyang (Gaon): 35% Subsidy
Matlab agar aap Gaon ki Mahila hai aur 2 Lakh ka loan leti hai to aapko 70,000 rupaye wapas hi nahi karna hai.
Kaun Apply Kar Sakta Hai? (Eligibility)
MyScheme.gov.in par di gayi jaankari ke anusaar:
- Aapki umar 18 se 55 saal ke beech honi chahiye
- Aap kam se kam 8th Pass hone chahiye
- Pehle se kisi bhi Sarkari Subsidy Yojana (PMEGP, MUDRA) ka laabh nahi liya hona chahiye
- Parivaar ki saalana aay 5 Lakh se kam honi chahiye
- Ek parivaar se ek hi vyakti apply kar sakta hai
Kaun Sa Business Kar Sakte Hai?
Isme lagbhag 150+ tarah ke business cover hai jaise:
- Manufacturing: Masala Udyog, Kapda Silai, Steel Fabrication, Paper Plate
- Service: Beauty Parlour, Mobile Repairing, CSC Center, Bike Service Center
- Agriculture: Murgi Palan, Dairy Farm, Mushroom Ki Kheti
Document Kya-Kya Chahiye?
- Aadhaar Card
- PAN Card
- 8th / 10th ka Marksheet
- Bank Passbook
- Passport Size Photo
- Project Report (Kaun sa business karna hai uska 1 page ka plan)
- Jati Praman Patra (Agar SC/ST/OBC hai to)
CMDES Scheme Me Online Apply Kaise Kare? – myScheme SeSabse aasan tarika hai:
- : Google me search kare myscheme.gov.in/schemes/cmdes ya seedha MyScheme par jaye
- Waha par Check Eligibility par click kare, apni umar, rajya, jati dale
- Agar aap eligible hai to Apply Online ka button aayega
- Uspar click karte hi aapko apne Rajya ke Udyog Vibhag (DIC) ki website par bhej diya jayega
- Waha Form bhare, Document upload kare aur Bank ka naam chune
- Form jama hote hi DIC Officer aapko Interview ke liye bulayega. Interview pass hote hi Bank aapko 15-30 din me loan de degi.
Important Links:
- Official Scheme Page: myscheme.gov.in
- Apply Online Direct Link: [Yaha Click Kare]
- Project Report Kaise Banaye: [Yaha Dekhe]
Conclusion:
Agar aap berojgar hai aur apna khud ka kaam shuru karna chahte hai to CMDES Scheme aapke liye sabse best hai. Isme bina guarantee ke loan milta hai aur 35% tak paisa maaf bhi hota hai. Isliye der mat kijiye, aaj hi myScheme par jakar apna form bhar dijiye.